Plan until payday

Budget periods

Plan until payday. Exclude expected income.

Saving an enabled payday plan activates it. Check the dates below before saving.

1. Choose Planning tools.
2. Choose Plan until payday.
3. Choose Payday planning.
4. Complete Payday periods.
5. Complete Date.
6. Choose Save.

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Bills & commitments

Choose a period, review bills and goals, then allocate cleared cash. Income forecasts aren't available cash.

1. Choose Bills & commitments.
2. Check Bills & commitments.
3. Check Goal reserves.

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Cash envelopes for this period

Monthly and payday plans share allocations; other periods use separate envelopes. Switching keeps plans without adding cash.

Assign cleared cash only. Leftovers carry forward only with rollover. Expenses and refunds update allowances without account transfers.

1. Choose Cash envelopes for this period.
2. Check Available to allocate.
3. Enter the amount to assign in each category you want to fund, review rollover, then save.
4. Check Carry remaining money forward.
5. Choose Save.

Worked example

Example balance: $1,000.00 − $25.50 = $974.50.

1. Check Current balance.
2. Choose Monthly for Payday periods.
3. Complete Date.
4. Choose Save.
5. Choose Bills & commitments.
6. Check Available to allocate.

Current balance: $974.50 → $974.50

Plan until payday. Exclude expected income.

Common mistakes and fixes

Choose a period, review bills and goals, then allocate cleared cash. Income forecasts aren't available cash.

1. Check Current balance.
2. Check Bills & commitments.
3. Check Available to allocate.