Cover overspending

Find funds to cover shortfalls

Find unused amounts in this month’s category allocations to cover overspending. Review the suggested moves before applying them; account balances stay the same.

1. Choose Plans & goals.
2. Choose Plan this money.
3. Check Find funds to cover shortfalls.

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Apply shortfall coverage

1. Check Source allocation.
2. Check Destination category.
3. Check Amount.
4. Choose Apply shortfall coverage.
5. Choose Save.

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What should happen

Move this month’s allocated money between categories. Cash is unchanged.

1. Check Category allocations and rollover.
2. Check Current balance.

Worked example

Example balance: $1,000.00 − $25.50 = $974.50.

1. Check Groceries.
2. Check Transport.
3. Choose Apply shortfall coverage.
4. Check Amount.
5. Choose Save.

Groceries: $20.00 + $5.50 = $25.50

Transport: $50.00 − $5.50 = $44.50

Current balance: $974.50 → $974.50

Common mistakes and fixes

There is a shortfall. Review your obligations and reservations before spending.

1. Check Current balance.
2. Check Bills & commitments.
3. Check Goal reserves.