Private by default
Your budget stays encrypted and local by default. A subscription continues access after the 14-day trial.
A private household money planner
Features
Start with your account balances, then add bills and savings goals.
Your accounts
Set up your accounts and protect your local budget.
- Multiple currencies
- Your transactions
- Receipts and log-later inbox
NiyaJarSample activity
Everyday accountCAD
Current balance$7,549.22
Upcoming bills
A quick look at what's coming up.
- Recurring bill schedules
- Manage bill schedules
- Start a weekly review
NiyaJarSample activity
Upcoming bills
06Oct
Car maintenanceOverdue
$180.00
Includes unpaid past bills. Mark paid only after money leaves your account.
Savings goals
Choose a savings target and a date to work toward.
- Multiple active savings goals
- Funding account
- Set aside for goals
NiyaJarSample activity
A little peace of mind
In progress45%
- Still reserved
- $4,500.00
- Target amount
- $10,000.00
Reports
See the bigger picture
- Saved report presets
- Save this report
- Download PDF report
NiyaJarSample activity
ReportsLast 30 days
Recorded income$7,800.00
Net recorded spending$3,855.78
Net change; not a spending estimate $3,944.22
Optional reminders
Get optional reminders for scheduled bills and sent, unpaid invoices.
Notifications require the Android or iOS app. Included in your 14-day trial; a monthly or annual subscription is required afterward.
Bookkeeping
Business cash flow by month and category.
- Invoicing dashboard
- Client directory
- Purchase bills
- Accountant handoff
Transaction shortcuts
- Voice entry
- Text entry
- Quick entry
- Add transaction
Check the amount, category, account and date. Nothing is recorded until you save.
Speech recognition may send audio to its provider and require internet. Review the text before saving.
What should I do now?
Resolve payments, then confirm balances.
- Upcoming bills
- Record a payment
- Review account balances
- Weekly review
Phone, tablet, and desktop
Your budget stays with you
Responsive browser layouts support tablets and iPads. The native iOS app is planned for a later release.
AvailabilityA private household money planner
Private by default
Encrypted backup
Keep an encrypted backup off-device. Moving devices needs the file and password; browser storage may be erased.
NiyaJar Cloud Backup
Your household shares 10 GB. Members cannot read each other’s backups.
14-day trial
Try every NiyaJar feature for 14 days. Then choose a monthly or annual subscription to continue.